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PLI Calculator

Post Office Monthly Income Scheme (MIS)

Calculate monthly guaranteed income from Post Office MIS. Get steady returns on your lump sum investment.


Calculate Monthly Income

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Max Limit: ₹9,00,000

About Post Office MIS Scheme


Post Office Monthly Income Scheme (MIS) is a safe investment option that guarantees a fixed monthly income for 5 years.


  • Interest Rate: 7.4% per annum.
  • Limits: Single Account: ₹9 Lakh | Joint Account: ₹15 Lakh.
  • Tenure: 5 Years.
  • Lock-in: Can be closed prematurely after 1 year (with deduction).
  • Payout: Interest is paid monthly into your savings account.