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PLI Calculator

PLI Convertible Whole Life (Suvidha) Calculator

Calculate premium for PLI Suvidha Scheme with option to convert to Endowment Assurance.


Calculate Suvidha Premium

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What is PLI Convertible Whole Life (Suvidha)?


PLI Suvidha is a "Convertible Whole Life Assurance" policy. It starts as a Whole Life policy (maturing at age 80) but gives you the option to convert it into an Endowment Assurance (Santosh) policy after 5 years.


  • Flexibility: You can decide after 5 years whether to continue for life or get maturity early.
  • Bonus Rates: High bonus for the first 5 years. If converted, standard Endowment bonus rates apply for the full term.