PLI Sumangal Calculator - Money Back Policy

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Scheme Name

Date Of Birth

Policy Term Max Age for 15 Years is 45. Max Age for 20 Years is 40.

Sum Assured (Max ₹50 Lac)

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Policy Estimate

Policy Information

Entry Age (Next BD)	-
Policy Term	-
Sum Assured	-
Maturity Date	-

Premium Details

Payment Frequency	-
Installment Premium	-

Money Back Schedule (Survival Benefits)

Payout Year	Event	Amount (20% SA)

Final Maturity Benefit

Remaining Sum Assured (40%)	-
Accrued Bonus (Rate: ₹48/1000)	-
Final Payout at Maturity	-
Total Benefit (MB + Maturity)	-

Profit Analysis

● Total Premium Paid -

● Total Returns -

Net Profit -

What is PLI Anticipated Endowment (Sumangal)?

It is a Money Back Policy best suited for those needing periodical returns. Survival benefits are paid periodically, but death benefit includes full Sum Assured + Bonus without deducting survival benefits.

Policy Term: 15 Years or 20 Years.
15 Years Policy: Money back (20%) at 6, 9, 12 years. Maturity (40% + Bonus) at 15 years. (Max Entry Age: 45)
20 Years Policy: Money back (20%) at 8, 12, 16 years. Maturity (40% + Bonus) at 20 years. (Max Entry Age: 40)
Bonus: ₹48 per ₹1000 Sum Assured per year.

PLI Anticipated Endowment (Sumangal) Calculator

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