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PLI Calculator

RPLI Gram Suraksha (Whole Life) Calculator

Calculate premium for Rural Postal Life Insurance (Gram Suraksha). Pay premiums for a limited term, enjoy coverage till age 80.


Calculate Gram Suraksha Premium

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What is RPLI Gram Suraksha (Whole Life)?


Gram Suraksha is a Whole Life Assurance scheme under Rural Postal Life Insurance (RPLI). It provides life insurance cover up to 80 years of age with a high bonus rate.


  • Eligibility: 19 to 55 years.
  • Sum Assured: Minimum ₹10,000; Maximum ₹10 Lac.
  • Premium Payment: You choose to pay premiums till age 55, 58, or 60. Cover continues till 80.
  • Bonus: Last declared bonus is ₹60 per ₹1000 Sum Assured per year.
  • Loan/Surrender: Loan after 4 years, Surrender after 3 years.