RPLI Gram Sumangal (Money Back) Calculator

Calculate premium and periodic survival benefits for RPLI Gram Sumangal (15 or 20 Years).

Calculate Gram Sumangal Premium

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Scheme Name

Date Of Birth

Policy Term

Sum Assured (Max ₹10 Lac)

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What is RPLI Gram Sumangal (Money Back)?

Gram Sumangal is an Anticipated Endowment Assurance policy best suited for those who need periodical returns. Survival benefits are paid periodically.

✦ Eligibility & Core Rules

Entry Age: 19 to 40 years.
Sum Assured: Min ₹10,000; Max ₹10 Lac.
Terms: 15 Years & 20 Years.

✦ Benefit Structure

15 Yrs Policy: 20% Money back at 6, 9, 12 years. Maturity (40% + Bonus) at 15 years.
20 Yrs Policy: 20% Money back at 8, 12, 16 years. Maturity (40% + Bonus) at 20 years.
Bonus Rate: ₹45 per ₹1000 Sum Assured per year.